Terms & Conditions

By accessing or using the Safe Methods website (the "Site"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site.

We reserve the right to update these Terms at any time. Continued use of the Site after any changes constitutes your acceptance of the revised Terms. We will indicate the date of the most recent update at the top of this page.

Safe Methods provides an online platform offering educational financial content, AI-assisted financial guidance through SafeBot, and access to consultation booking services with independent financial consultants.

The Site may include blog articles, resources, interactive tools, and the ability to submit inquiries or book consultations. All features are provided for informational and educational purposes only.

We reserve the right to modify, suspend, or discontinue any feature or portion of the Site at any time without notice.

The content on this Site, including SafeBot responses, blog articles, service descriptions, and any other materials, is provided for general educational purposes only and does not constitute licensed financial advice.

Safe Methods is not a registered investment advisor, financial planner, broker, or tax professional. Nothing on this Site should be construed as a solicitation or offer to buy or sell any financial product or security.

Any financial decisions you make based on content from this Site are made entirely at your own risk. We strongly encourage you to consult with a qualified, licensed financial advisor before making any significant financial decisions.

Individual consultants accessible through this Site operate independently and are responsible for ensuring they hold any licences required for the services they provide. Safe Methods makes no representations regarding the qualifications of individual consultants.

By using the Site, you agree to:

• Provide accurate and truthful information when submitting forms or inquiries.
• Use the Site only for lawful purposes and in a manner that does not infringe the rights of others.
• Not attempt to gain unauthorised access to any part of the Site or its underlying systems.
• Not reproduce, distribute, or modify any content from the Site without prior written permission.
• Not submit false, misleading, or abusive content through any contact form, chat, or booking feature.

We reserve the right to suspend or terminate access for any user who violates these responsibilities.

To the fullest extent permitted by applicable law, Safe Methods and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content.

Safe Methods does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. The Site and all content are provided on an "as is" and "as available" basis without warranty of any kind, express or implied.

In no event shall our total liability to you for all claims arising out of or relating to the use of the Site exceed the amount you paid to Safe Methods, if any, in the twelve months preceding the claim.

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.

If you have any questions about these Terms & Conditions, please contact us at: